Accident Insurance FAQ

Last updated on April 15, 2021

Q: Should I tell my insurer that I was involved in an accident?

A: You are required to report accidents to your insurance company promptly and cooperate with its investigation. It is wise to consider speaking with a lawyer before giving a statement to any insurance company.

Q: Do I have to talk to the other driver’s insurance company?

A: NO. In fact, we strongly recommend against it. By the time the insurance company representative contacts you, he or she has already spoken with the company’s lawyers. Remember, the insurance company’s goal is usually to pay out as little as possible, and they have experienced attorneys working on their behalf. You should, too.

Q: Who will pay my medical expenses?

A: Under Florida’s no-fault insurance laws, your own PIP (personal injury protection) coverage will cover your medical expenses up to a certain limit. However, if you are seriously hurt, your medical bills could easily exceed that limit. In that case, the responsible driver’s insurance company will pay the balance once your claim is resolved.

Q: What can I do if the other driver is uninsured?

A: Your own uninsured/underinsured motorist policy may provide protection, or you may be able to file suit against the driver directly. We urge you to contact a lawyer if you have any concerns about compensation after a motor vehicle accident.

Let Us Be Your Advocates and Deal With the Insurance Company

Get a Free Consultation at Our Office in Melbourne

From our Melbourne office, our auto accident attorneys serve clients throughout central Florida. Insurance companies throughout the state know that we do not hesitate to go to battle on our clients’ behalf. When we represent you, we will make the insurer take your claim seriously in order to secure the best possible result.

Get answers to your questions and schedule a free consultation. Contact us at 321-725-5638 or 844-585-0202 toll free to arrange a meeting with an attorney.